Phoenix is the hardest hit metropolitan area in the country. The average home price has dropped over 50% from just a few years ago. Despite the fact the current real estate market is experiencing a massive influx of buyers, many homeowners are faced with an unsettling loss of equity and are feeling trapped.

That’s why we at The [HOLT] Group have focused our experience, attention, and resources towards helping homeowners that are being crushed by the current and continued downtrend in the real estate market. We want you to know, you do have options, and our trained professionals can help. Whether your income has changed, your ARM has reset, or you are coming to grips with the reality of your homes’ market value, RE/MAX & The [HOLT] Group can help. Short sales can benefit those sellers facing the prospect of a foreclosure. However, short sales can also be tricky, so understanding how they work is essential.

The [HOLT] Group & RE/MAX Sonoran Hills is a local real estate company with many years of experience in residential real estate transactions. However, because to the severity of our real estate market and the debilitating effects it is having on many of our local families and community, we have dedicated our efforts to helping troubled homeowners who are heading towards default / foreclosure on their mortgage(s). Our team of REALTORS have received extensive and ongoing certified training and hold nationally recognized designation. More importantly, we have the experience necessary to help you through one of the most challenging of all residential real estate transactions. We, at The [HOLT] Group have been successfully completing short sales since well before most agents had even heard of the term.

Unfortunately, there is a great deal of incorrect information in the media these days about Short Sales. In an attempt to provide the most up to date and accurate information possible, a large portion of this website has been dedicated to bringing together the facts about Short Sales. We sincerely hope you find the answers you are looking for and begin to understand the numerous benefits a Short Sale can have not only for the homeowner and buyer, but also the lender, and the community.

As you will soon learn, a foreclosure is good for NO ONE. The lenders are crippled and many are on the brink of financial insolvency because of the record number of foreclosures. With a frightening number of more foreclosures to come, lenders are now anxious to approve short sales. Keep in mind they approve these not out of compassion for the homeowner, but out of self-preservation. For the homeowner, the difference between a foreclosure and a short sale is so vast that avoiding the devastating and long-term effects of foreclosure must be the top priority.

One never plans to lose a home to foreclosure, but no one, not even the experts, could have predicted the economic downturn we face today. While you cannot change the downward trend in housing values, you can protect yourself from the devastating effects of foreclosure. RE/MAX and The [HOLT] Group is here to help, please contact our office for a confidential consultation.

A short sale is when the amount owed to the lender is more than the value of the property. Normally if the homeowner wanted/needed to sell his/her home then the homeowner would need to make up the difference in order to sell the property. However, in a short sale we negotiate with the lender to accept less than the amount owed so that the home can be sold at current market value.

Did you know?

· Banks prefer a short sale over a foreclosure. They do not want your house back!

· Foreclosure stays on credit for 10 years, reduces score by 300 plus points, jeopardizes security clearance, and endangers current and future employment.

· Short sales have MUCH LESS of an negative impact on credit than foreclosure

· Short Sales cost the homeowner nothing. You will have NO out of pocket expenses. We NEVER charge you anything.

· Shorts Sales are one of the most difficult residential real estate transactions and far too important to trust to just any agent.

· We have over 95% success rate on our Short Sales

· You will always deal directly with one our team from the first phone call to the closing. We handle all of the negotiating and you will never be passed off to another agent, processor or third party negotiator.

· There will come a time when you will want to look back on this situation and know you did everything you could.

TAKE ACTION NOW!

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On Thursday, December 17, Christmas came a few days early for Pastor Gus Korkotselos of Fire & Water when Robert and Christina Holt & business partners Phil and Emily Mills of, The [HOLT] Group, donated over $20,000 worth of clothing to the AZ-TV “Adopt a Neighborhood” campaign.

To watch a clip of the donation on The Pat McMahon Show, visit:

www.aztv.com/global/video/flash/popupplayer.asp

Robert Holt, Pat McMahon, Pastor Gus Korkotselos, Phil Mills, Christina Holt