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Buyer benefits of using the [HOLT] group   ~you will get the home you want. ~you will get it for the very best price. ~you will have an exceptional experience. ~you will gain vital info about the area and community. ~ you will get CASH back at time of closing.   We will help you acquire the home you desire while gaining the peace of mind that comes from knowing you received the very best deal. Because of our understanding of the market coupled with our ability and commitment to negotiate vigorously on your behalf, we will get you the best price. Furthermore, the process will be made simple, fun and headache free through the use of technology, our in-depth understanding of the local area and our pledge to providing unmatched client care. In addition, we are proud to offer all of our buying clients a substantial  rebate that will directly affect your wallet in a positive way. A minimum of .5% back and up to 1% if you buy one of our listings. Read on for more information   The home buying process can and should be a wonderful experience when handled professionally. However, if your agent is missing the necessary attention to detail it could turn out to be a nightmare.   Buying property is a financial decision, combined oftentimes with your heartstrings. Living in the North Valley is frequently not a necessity, but rather a dream. The agents at the [HOLT] group will help you balance logic with the heart and pocketbook so as to create a desirable ending.   Our proficiency ranges from working with first-time home buyers, experienced investors, local builders and people looking for a second or third home. Many of our buyers are locals, but a large portion are also relocating or using the North Valley as an area for a second home. We want to make you at ease in the community, and familiarize you with the market. We are your experts.   The bulk of buyers in our area are looking for a house to live full-time, raise a family, retire, use as a vacation property, investment property or 2nd home. The beauty of ownership in this area is that while you can live here and enjoy your new home and neighborhood, the appreciation rates (historically, not just in the housing boom of the past few years) are generous.   We, at the [HOLT] group, developed the motto of Neighbors helping neighbors out of the desire to aid those that are now or will be apart of our community. Our success lies in being the best at what we do while striving to ensure that all of our clients achieve their real estate objectives. Our commitment to being the best guarantees that our clients will find the house that best meets their requirements and do so knowing they got the very best deal possible.   Because we view each client relationship as a partnership, we have incorporated the policy of rebating to all buyers under contract with the [HOLT] group at time of close of escrow, a .5% return on the sale price of the home. And, if we are also listing your current property, that percentage could go up to 1.0%.  What does this mean to you? It means cash back to you that can be used to offset the cost associated with closing, which translates into less money out of your pocket. We believe that you will find this to be a very nice benefit, one that allows you to spend your money on more important things like furniture, window treatments, and all the items needed for your new home.   Are you asking yourself why do we do it? Well, the answer is that it is just good business. We look at each client as a business partner and in every good relationship there has to be a win-win scenario. We are able to offer this to our clients due to our ability to streamline the home buying process which in affect saves us large amounts of time and money. These savings are then passed on to our clients; as they should be.   So when you add it all up it is clear that no one in the business will offer you a better overall home buying experience. By utilizing the [HOLT] group, you will get peace of mind knowing that you achieved the very best deal on your new home while also gaining a bit of extra cash in your pocket for the things you want in your new home.   No one will do a better job of helping you meet you real estate objectives. We guaranteed it! Just ask any of our clients.   The absolute best real estate experience we have ever had. Miles and Jody, Scottsdale   You have helped change my financial position in a very positive way. Thank you. Lynda, Tramonto The most impressive service we have ever had. Tom and Shirley, Tramonto   Call today to speak with a Realtor from the [HOLT] group. You will be glad you did   Things to Consider This area will go over many aspects you the buyer should be prepared for. Remember this area is to provoke thought. WE will be able to answer and assist in the more advanced situations a buyer might face. Are you ready for Home Ownership? These articles will help you understand the issues involved. You will also be able to learn something about lending and financing as it pertains to home ownerhip.. SELECT ONE Are you ready to buy a home? Making the transition from renting to buying Pros and cons of home ownership How much home can you afford? Calculate your income vs. debt Understand your credit How much do I have to save to buy a home? Homebuying for young people: plan ahead Looking Finding your home is the most important and often the most challenging part of the home buying process! These reports will help you find the home of your dreams by assisting you witht he house hunting process! SELECT ONE Take charge when buying How a realtor can help What type of home do you want? Wish list worksheet House-hunting tips A short guide to real estate lingo and acronyms Don't forget your preapproval letter Choose a home, make an offer Even if you have found a home, making the final choice often involves weighing important criteria and prioritizing your wants and needs.. SELECT ONE How to choose a neighborhood How to choose a home Home comparison chart Buyer Checklist Home Offer Writing - Make an Offer Get a loan Because there are many different kinds of mortgages, it is important that you understand the different types available to you... SELECT ONE What is a mortgage? Mortgage basics Types of mortgage loans What are my mortgage options? How to get a mortgage Applying for a mortgage loan Debt to Income Ratio Inspection and final negotiation The home inspection is an important final step. If you would like to learn more about this and other final procedures such as negotiations and terms and conditions, please read the following.. SELECT ONE Hiring a home inspector Goodbye inspection, hello trouble Inspection checklist Safety Inspection Tips Negotiating a Price Negotiating to yes About Credit History After The Loan Closing and possession The 'closing' is the meeting where you take ownership of your new home. These reports will help you with closing and moving ito your new home, as well as the tax benefits associated with your new home purchase! SELECT ONE Review and Inspect Your Home Closing checklist Closing Costs - Home Affordability How much can you afford? Escrowe Advice Closing Your Home Loan Tax benefits of home ownership are almost too good to be true Home sweet home: shelter from taxes Phoenix Real Estate Site Map